Nisir: A treasure for allንስር የሁላችን ሃብት!
Savings, loans and digital banking built for small businesses and working families across Ethiopia.
Finance for the missing middle
Nisir serves micro, small and medium enterprises that banks overlook, along with low-income but economically active people and salaried employees. Because money doesn't come with instructions, we explain every product in plain words.
We live our promises to customers.
We are members of one Nisir family.
We continuously learn, evolve and adapt.
We finance sustainable progress through responsible finance.
Vision
To be a beacon of swift and seamless financial solutions for underserved individuals and SMEs.
Mission
To provide trusted, win-win and need-based financial solutions to customers, and sustainable value to stakeholders, through a people-centered and intelligent system.
Save, borrow and bank from your phone
See the numbers before you decide
Move the sliders. Results update instantly. They are estimates, and your loan officer confirms the final figures.
Open savings with 5 ETB, no branch visit
Walk through both digital products on the phone. Pick a path, then tap through each step.
Illustrative walkthrough. Screens in the live Kacha app may look different.
Apply for a loan in four short steps
Your answers stay on this page until you submit. A loan officer from your chosen branch will contact you.
Bring only what your loan needs
Pick the collateral or loan type. We build your checklist in Amharic and English.
Where is my application?
24 branches, one near you
Book a call from a loan officer
Pick a branch and a time. The loan officer calls you.
Announcements, jobs and answers
Shareholder AGM announcements
Meeting notices for shareholders are posted here. Questions: info@nisirmfi.com.
Vacancies
For current openings, email info@nisirmfi.com or visit your nearest branch.